Seller Proceeds + Move Planning Report

Prepared for:
Prepared:
Property:
Estimated sale price: $0
Jessica Lam, REALTOR®
DRE #02233696
First Team Real Estate

Orange County Home Sellers

Seller Net Proceeds Calculator

Estimate what you may walk away with from a sale, see how different sale prices affect your proceeds, and explore how those proceeds could fit into your next move.

Start with the sale.

We've included Orange County planning assumptions where a useful starting point is possible. Replace estimates with actual figures as you get them.

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OC planning starting point
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This is property-specific, so no generic average is used. Enter the lender's estimated payoff when available.

Starting compensation assumptions
This calculator begins with 3% listing-side compensation and 2.5% buyer-side compensation paid by the seller for planning purposes. Real estate compensation is fully negotiable and may be different in your transaction. Change either percentage to model another scenario.
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Starting assumption
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Starting assumption
Review selling costs Orange County transaction estimate, transfer tax, liens, preparation, credits, repairs and other seller costs.

Orange County transaction costs

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Planning estimate

This is a planning estimate, not a title or escrow quote. Replace it with an actual estimate when available.

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Calculated automatically

Calculated at $0.55 per $500, or fraction thereof, based on the entered sale price.

Other loans & liens

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Your actual mortgage payoff can differ from the principal balance on a statement because accrued interest and other amounts may be included.

HOA & escrow adjustments

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Leave at $0 unless you have an amount you want to model. Actual tax and HOA prorations depend on the closing date.

Preparing the home

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Costs negotiated during the sale

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Estimated cash to seller

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Estimated proceeds after the costs entered in this calculator.

  • Expected sale price $0
  • Mortgage + liens −$0
  • Compensation assumptions −$0
  • Other selling costs −$0
  • Estimated cash to seller $0

Where does the sale price go?

See the difference between gross equity and estimated cash proceeds, including the major costs entered in the calculator.

$0 estimated proceeds
  • Mortgage & liens $0
  • Entered compensation $0
  • Escrow, title, transfer tax & adjustments $0
  • Preparation, credits, repairs & other costs $0
  • Estimated proceeds $0
Gross equity before selling costs $0
Estimated selling costs $0
Estimated proceeds $0

What if your home sells for a different price?

Compare several sale-price scenarios using the same cost assumptions.

Scenario Sale price Compensation Other selling costs Estimated proceeds

Where could your proceeds take you?

Decide what you want to keep available or use elsewhere, then compare several possible next-home scenarios.

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This is a planning choice, not an Orange County average. You may want cash available for reserves, moving, improvements, investments or other priorities.

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Optional. Enter your own comfortable planning target. This is not a loan-qualification amount.

Sale proceeds can affect more than the down payment. Some sellers choose to keep reserves or use part of their proceeds to reduce other debt before purchasing again. If you want to model that, enter the balances and monthly payments below. This calculator does not recommend whether debt should be paid off.

Optional debt payoff planning

Check "Pay from proceeds" for any balance you want deducted from the cash available for the next purchase.

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Estimated sale proceeds $0
Reserve + selected debt payoff $0
Available to use toward next purchase $0

Compare a few next-home scenarios.

These starting prices are simply scenarios based around the current sale price. Change any purchase price or property-specific cost.

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Option 1
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  • Cash applied to purchase $0
  • Down payment 0%
  • New loan amount $0
  • Principal + interest $0
  • Property taxes $0
  • Insurance $0
  • HOA $0
Estimated housing payment $0/mo
Explore in Mortgage Calculator
Option 2
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  • Cash applied to purchase $0
  • Down payment 0%
  • New loan amount $0
  • Principal + interest $0
  • Property taxes $0
  • Insurance $0
  • HOA $0
Estimated housing payment $0/mo
Explore in Mortgage Calculator
Option 3
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  • Cash applied to purchase $0
  • Down payment 0%
  • New loan amount $0
  • Principal + interest $0
  • Property taxes $0
  • Insurance $0
  • HOA $0
Estimated housing payment $0/mo
Explore in Mortgage Calculator
These are purchase scenarios, not affordability or loan-qualification estimates. Income, debts, credit, reserves, interest rates, taxes, insurance, HOA costs and lending requirements all affect what you may qualify for and what payment makes sense.

What could the monthly picture look like?

Compare the housing and debt payments you enter today with the selected next-home scenario.

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Optional. Enter the monthly housing amount you want to compare.

Before sale

Current housing $0
Entered debt payments $0
$0/mo

After move · Option 1

Estimated new housing $0
Remaining entered debt payments $0
$0/mo
Add your current housing payment to compare.

A few numbers worth verifying.

The estimate becomes more useful as actual property and transaction figures replace the starting assumptions.

Mortgage payoff

The lender's payoff figure may differ from the principal balance on a mortgage statement because it can include accrued interest and other amounts due.

Escrow and title

Fees vary by provider and transaction. The calculator's starting amount is a planning estimate and should be replaced with an actual escrow or title estimate when available.

Property taxes and HOA

Prorations, outstanding balances, documents and transfer-related HOA costs depend on the property and closing date.

Repairs and credits

Buyers may request repairs, credits or concessions during a sale. The amount, if any, depends on the property, contract and negotiations.

Preparing the home

Painting, repairs, improvements, staging and other preparation should be evaluated property by property rather than assumed as a fixed percentage of the sale price.

Compensation

The 3% listing-side and 2.5% buyer-side figures are editable planning assumptions only. Real estate compensation is negotiable and may differ in your transaction.

Want to tighten the estimate?

Let's run the numbers on your home.

Online estimates are useful for exploring possibilities. Your actual proceeds depend on the property's likely sale price, mortgage payoff, preparation, transaction terms and costs specific to the sale. I can help you work through those numbers before you make any decisions.

Let's Run the Numbers

A quick note about these estimates: This calculator is for general educational and planning purposes and does not provide financial, lending, investment, legal, tax, escrow or accounting advice. Compensation figures shown initially are editable planning assumptions only; real estate compensation is negotiable. Actual sale proceeds, payoffs, escrow and title charges, taxes, HOA charges, credits and other costs vary. Next-home scenarios are not affordability or loan-qualification estimates. Verify actual figures with the appropriate professionals.